What a group plan usually covers
Most plans set an annual amount for paramedical care, which often includes massage therapy, with a cap per session or per year. Some require a doctor’s prescription, others do not. Conditions vary from one plan to the next: the only reliable source is your benefits booklet or your insurer’s customer service.
Three things to check before your session
A five-minute call avoids surprises.
- The annual amount left for massage therapy, and the maximum per session.
- Whether a doctor’s prescription is required.
- Which practitioner associations your insurer accepts on receipts, since this varies a lot between plans.
How to get your receipt from us
Ask for your receipt at the end of the session; it shows the date, treatment, length and amount. Keep it and submit it to your insurer online or through your plan’s app. If your plan has specific requirements for receipts, tell us before the session and we will let you know whether we can meet them.
Health spending accounts and tax
Some employers offer a health spending account that reimburses eligible expenses beyond the base plan. Tax rules change; to find out whether your sessions qualify for a deduction or credit, ask your accountant or check the official government sites.